look. IN this case the cover is black, then a coaster, then another piece of card stock you can't see, then the next set is red card stock, a coaster and another color card stock (hidden under the red page)
Right now you are saying "you're as clear as mud Kathie"...it will all make sense as you go along.
Here is the back of the cover (the green) and page one (the red) with a coaster and page 2 under it. I like to lay them out this way so I can move along in order.
Punch out your squares, or rounds or what ever. The CD labels I used had a sticky side which made everything easier, other wise you will glue them in place.